Hope for Escalating Healthcare Costs
With the U.S. healthcare expenditure expected to reach $6.2 trillion by 2028, government leaders, healthcare leaders, business leaders, and American citizens share concerns about being able to provide quality healthcare to the population while being fiscally responsible.
Unfortunately, employers and employees will be the ones carrying those costs. Employers want to build comprehensive health plans while still protecting their profits. Employees want healthcare options that don’t place the burden of escalating costs on their shoulders.
One solution, Direct Primary Care (DPC), will be crucial. Small and large businesses alike will be looking to add DPC for three reasons: The low cost for primary care is essential, the pandemic has highlighted the importance of telemedicine, and part-time and seasonal workers still need healthcare.
DPC Protects Employers
One of the major concerns for employers with self-funded health plans is the cost of covering claims after their employees seek healthcare. There’s no way to predict how much employees will utilize their health plans, so this wildcard can wreak havoc on employers’ bottom lines if protection isn’t built into the health plan.
Direct Primary Care protects employers by diverting claims for acute care, chronic disease management, and urgent care away from health plans. Employers can give their employees affordable access to primary care to maintain health and manage chronic diseases without the risk of shock claims after the fact.
In addition to making health plans more affordable for employers, DPC also makes getting quality healthcare more accessible for employees. There are no deductibles to meet when seeing a primary care physician, and office visits are often free or cost a minimal fee.
For years, many have sought to keep patients with non-urgent health issues out of emergency rooms to control costs. Because of a global pandemic, telemedicine and virtual care have taken center stage. Finding such care through a traditional health plan can still be costly, but when it’s included at no cost to the employee through a DPC plan, it suddenly becomes the obvious choice. Utilizing telehealth and avoiding the emergency room protects patients’ wallets, and employers avoid claims from E.R. visits for their employees.
Whether employees are gig workers, full-time, part-time, or seasonal, employers can provide them meaningful benefits through direct primary care. Families need access to affordable primary care. And during this unprecedented time, employers and benefits brokers have access to affordable DPC plans through providers like Healthcare2U.
If you’d like more information about helping employers implement a direct primary care solution, contact Healthcare2U today.
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