Ask Dr. John Part 2 – The Struggles Physicians Face While Working in a Traditional Care Model

Figuring out the right model of care for you is something physicians can struggle with. There are pros and cons to both, but studies show the Direct Primary Care (DPC) model is rising in popularity. In part two of our three-part blog series, Healthcare2U’s Dr. John Rodriguez shares why he thinks physicians are distancing themselves from the traditional fee-for-service care model and some of the “bad debt” they can carry. If you haven’t read it yet, don’t forget to check out our first blog in this series, which discusses the benefits of working with a DPC model.

Q: Why are physicians interested in moving away from fee-for-service care to direct primary care?

A: Currently, the majority of clinics operate under the fee-for-service arrangement with insurance companies. In other words, we see a patient, submit that visit to the insurance company, they reevaluate the charges at a significantly reduced rate, and if we are fortunate, they send a payment to us maybe 30 days later. Unfortunately, those payments have not kept up with the pace of medical inflation. Over the years, many physicians have had to leave health care altogether or become employed by hospitals or insurance companies.

Some practices have adopted a DPC model, which involves receiving payment from either the employer or individuals for healthcare services. Payments can be structured as monthly memberships, or individuals can pay per visit. Considering many high deductible plans, it makes a lot of sense to engage a physician practice under a DPC model because that’s going to, in the long run, save money and keep you healthier because you have meaningful and quality time with the provider.

There are different types of arrangements that can be made through hybrid models. This can be a combination of partial insurance payments and/or a membership payment in addition. All this helps to lower the cost of health care and improve the time spent with patients, which improves patient satisfaction as well as physician satisfaction.

Q: Can you talk us through the “bad debt” that many physicians carry?

A: Bad debt is one of the many struggles physicians have suffered with for years, and if it’s not dealt with properly, can break a clinic. That debt is made up of two components: insurance companies not paying their bills or patients not paying their share of the bill. Ultimately, it’s the physician or the clinic who goes unpaid. To try and overcome it, physicians must hire more employees to try and capture that bad debt – you would hope and think that we shouldn’t have to do this. Unfortunately, debt collectors do exist in society, and it’s even more problematic in health care because we have a battle of wages against insurance companies, which are never nice to independent practices. Again, bad debt will make or break a clinic, and to be able to be paid for your services is extremely important.

Stay tuned…

Make sure to stay tuned when we feature our third and final blog with Dr. Rodriguez, where we discuss how he started his journey of working in a DPC practice. For more information on Healthcare2U’s Direct Primary Care membership, check out some of our other blogs.

One Size Fits All Health Insurance Plans Are Failing Your Employer Groups. Here’s Why.

While the cost of goods and housing continues to rise, so does the cost of healthcare. The cost of other necessary items has increased, such as groceries rising 20 percent since 2021 and a significant surge in the cost of utilities and gas in 2022. Healthcare costs have been steadily rising since 2012, with the average monthly cost of traditional insurance being $659 in 2022. This has resulted in financial stress for many Americans. Of those insured, more than two-fifths of working adults consider themselves “inadequately insured”. How can we reconcile spending so much money on health insurance that isn’t fulfilling our needs?

In this blog, we’ll discuss why health insurance plans have a hard time being inclusive, why they’re not the best option for today’s workforce, and how traditional plans and Direct Primary Care (DPC) memberships can partner together to create the perfect solution for everyone.

It’s expensive for a health insurance plan to be inclusive

The soaring costs of healthcare in the United States have become a major concern for individuals and communities across the nation. With health insurance premiums reaching unprecedented levels, finding a sustainable solution has become a priority.

The typical cost per year employers paid for employee insurance in 2022 was $7,911 for single coverage and $22,463 for family coverage. Employees and employers contribute this money, but sometimes the benefit is not utilized, resulting in a waste of finances for both parties.

There are five main factors that affect a plan’s monthly premium: location, age, tobacco use, plan category, and whether the plan covers dependents. These factors make it difficult for employers to keep up with the expensive premiums, as each employee affects the cost differently.

Traditional health insurance plans are not adaptable for a modern-day workforce

Traditional insurance simply isn’t working for today’s modern workforce. Apart from traditional insurance being expensive, it’s also confusing. Fifty-eight percent of Americans say they’ve run into problems when using health insurance within the past year. This includes problems with denied claims, provider networks, and pre-authorization. Through traditional insurance, employers also suffer from surprise bills like “shock claims”, which are claims that are unexpected financial blows to the insured.

Traditional insurance doesn’t prioritize the patient’s experience, affecting people’s motivation to book appointments and seek the medical care they need. Whether it’s because of a lack of flexibility like virtual options, or doctors not having ample time to discuss underlying issues with the patient, traditional insurance doesn’t foster the patient/doctor relationship, and that leads to people being less inclined to access care.

Traditional health insurance is rooted in fee-for-service delivery, not value-based care

Traditional insurance operates by a monthly payment to cover the health plan, with the member paying a fee for each service. The insured are required to meet a deductible before their insurance starts pitching in, and you can also get hit with unexpected bills after treatment or service.

The cost of health insurance and the level of satisfaction people feel toward it are also not equal, and it doesn’t seem like insurance companies have any interest in helping solve this problem. Fee-for-service delivery treats the insured like they’re just another number, but with DPC, the patient/physician relationship is at the forefront, and employers know their employees are receiving quality care.

How traditional insurance plans and DPC memberships partner together

DPC is a healthcare membership that gives its members access to unlimited primary care for a low monthly fee. DPC, at its core, is centered around chronic disease prevention and championing the doctor-patient relationship, supporting members to live a healthy, happy life.

Here’s a quick breakdown of the benefits of DPC:

  • Low monthly membership fee and cost transparency
  • Unlimited access to primary care for a minimal fee and virtual visits for no fee
  • Unlimited access to primary care, urgent care, and chronic disease management for a minimal fee
  • Easy-to-understand benefits
  • More one-on-one time with your healthcare provider
  • Upfront pricing
  • In most cases, appointments to see a physician can be made within days
  • Continuity of care
  • No deductibles

With DPC, you’ll receive continuity of care and a physician who takes the time to listen to you and assess your concerns, whether it’s virtually or in person. This, combined with traditional insurance, allows employees to receive day-to-day care as well as peace of mind for more serious health concerns.

DPC is an answer to many challenges we are facing in healthcare today. To learn more about DPC and how it can partner with traditional insurance, click here.

Ask Dr. John Part 1 – The Benefits of Working with a Direct Primary Care Model

Navigating the healthcare system can come with several challenges for both doctors and patients. Physicians can encounter hurdles when providing care, patients can be overwhelmed when receiving care. A viable solution has been Direct Primary Care (DPC). This model is growing in popularity because it provides a multitude of benefits for physicians and patients. In a three-part blog series, Healthcare2U’s Dr. John Rodriguez shares his insight on what the current burdens are regarding healthcare, some difficult barriers physicians and patients are currently facing, and his perspective on Direct Primary Care.

Q: What are the benefits of working with a direct primary care model?

A: The current fee-for-service model of seeing a patient, then billing that to the insurance company, having that re-priced, and then sent back to us maybe in 30 days, if we’re lucky, has not kept up with our costs of running a healthcare facility. The direct primary care model has been very attractive to many practices because doctors receive payments on the day of service or through a pre-arranged and low monthly retainer fee – this is a novel concept! It’s very attractive to most practices because we feel as though we do finally get paid for our work, and we get paid in a timely fashion. This helps us to keep our overhead much lower in the form of fewer staff as well as being able to provide the care that patients truly need and desire. Being able to receive payments from a cash perspective on time and at the prices that we feel are fair is an extremely attractive way to practice health care. Direct primary care is becoming more advantageous and beginning to take off, not to mention its prices are coming down.

Q: What are some burdens that physician-owned practices must work through regarding insurance?

A: One of the biggest challenges that we have faced for years is poor insurance reimbursement. We have to make our payments when it comes to rent, salaried employees, hourly employees, tax payments, malpractice insurance payments, etc. All these come at a heavy price to us, and unfortunately, insurance reimbursements don’t keep up with the rate of inflation. Now that a physician has dwindled visit time down to about seven minutes, there’s just not enough time to adequately deal with many conditions. This leads to poor patient satisfaction surveys and poor outcomes, and in some cases, important diseases can be missed or misdiagnosed. The stress that comes with this for the providers has forced many to leave the arena of health care, and now they become employed by insurance companies, hospitals, or just leave health care in general.

Stay tuned…

Make sure to stay tuned when we feature our second blog with Dr. Rodriguez where we discuss fee-for-service clinics and the “bad debt” that many physicians carry. For more information on Healthcare2U’s Direct Primary Care membership, read our blog.

Better Benefits Education Means Smarter Healthcare Utilization

A company provides its employees with healthcare benefits – now what?

It is imperative that employees understand how to use these benefits easily and efficiently to get the most out of them. A survey conducted by LIMRA found that 53% of employees felt their employer didn’t effectively communicate their medical benefits. When an employee understands their benefits, the healthcare utilization rate increases, employees’ overall well-being increases, and healthcare expenditure by the company can even decrease.

In this blog, we’ll discuss why it’s important that employees understand their health benefits, how employers can aid in benefits education, and a solution that takes the stress out of benefits education and lowers costs even more for employers.

Why employers should care about benefits education

When employees understand their health benefits, they’re more likely to use them correctly. Knowing about and properly using benefits increases the overall well-being of employees as they are receiving the care they need to stay healthy and happy. Benefits education helps both employees and employers. A MetLife study reported that 51% of employees who feel their health is holistically considered were more likely to continue working for their current organization for at least one more year. This is just the tip of the iceberg when uncovering the residual effects benefits education has for companies.

When employers prioritize benefits education, employees feel empowered to take charge of their health. When an employee doesn’t understand their benefits, they sometimes put off getting the care they need. For many health issues, namely chronic conditions, employees who put off care can end up costing employers a great deal of money down the road. By seeking medical attention and taking control of their wellness journey, employees can improve their mental health, which increases productivity.

How employers can assist in benefits education

Healthcare utilization only works if you work it- this means that employers must aid in benefits education for their employees. Employers should care about benefits education as it can directly result in a decrease in spending for employees and the company. Setting up a meeting to discuss benefits is a great tool that helps employees understand what they’re getting with their benefits. Some benefits companies also offer benefits education campaigns and periodic check-ins, which takes the pressure off employers to coordinate everything themselves.

Another easy yet effective way to help employees learn and utilize their benefits is to have literature available either in the company’s intranet/SharePoint or similar platform or in a communal area in the office with the contact information for the company that is providing health benefits. This way, employees can easily access that information instead of having to search for it. The fewer obstacles a person has to navigate, the more likely they are to access it.

Although these simple actions can make a significant difference in benefits utilization, if the foundation isn’t right, it won’t matter. Choosing the right health benefits for each company is the first step in providing the best experience for employees.

How Direct Primary Care can help lower cost containment and aid in benefits education

If companies are looking for an affordable healthcare option, Direct primary care (DPC) memberships have been steadily rising in popularity due to their higher utilization rates and ease of use. DPC is a type of healthcare membership where patients pay their physician directly for their primary care services, as opposed to paying an insurance company.

DPC lowers a company’s cost containment by operating on a fixed monthly fee. This allows a company more clarity when trying to plan financially for the future. On average, employers can save up to 20% annually in healthcare costs by adopting a DPC model. To take that a step further, proper benefits utilization can help save even more in healthcare costs. Since DPC also focuses on preventative care, companies can worry less about shock claims, which are expensive claims that aren’t common, but employers must pay when they occur (i.e., cancer treatment, organ transplants, etc.)

Below are a few examples of benefits utilization that offer more savings:

  • Scheduling yearly physical exams: Most DPC memberships offer these for a small fee or for free, and they are vital in the early detection of chronic diseases. If left undiagnosed, these diseases could end up costing you a lot down the road (treatments, surgery, etc.)
  • Utilizing virtual care appointments: If an employee has a cold, instead of running to urgent care, they should try virtual care first. In many cases, these visits are free through DPC, whereas an urgent care visit can average $150 – 250 for some DPC memberships. In some cases, you are also able to get a prescription through virtual care instead of scheduling an in-person visit with your physician, which typically costs about $100 – 150 through insurance, a high-deductible health plan, or out-of-pocket.

DPC is a lower-cost healthcare option for companies looking to cut down on expensive and, in many cases, wasteful costs associated with healthcare. Benefits utilization is another necessary ingredient to healthcare savings that is often overlooked by companies as it can take time and effort to plan. To learn more about DPC and benefits education, click here.

Healthcare2U Introduces Direct Primary Care Advantage, a Zero Dollar Visit Fee Membership for Access to Nationwide Healthcare

Nation’s Fastest-Growing Direct Primary Care Organization Takes Healthcare Affordability to the Next Level

AUSTIN, TX. September 5, 2023 – Today, Healthcare2U, a national leading Direct Primary Care (DPC) organization, announced a pioneering and trailblazing initiative that transforms the healthcare landscape – the introduction of its DPCadvantage initiative, a new zero-dollar office visit fee healthcare membership. This initiative arms health brokers with an innovative solution to help employers contain costs related to their healthcare offerings as it diverts claims against major medical insurance plans.

“We understand the challenges associated with receiving quality healthcare and are diligent in our pursuit to make it affordable for everyone. Our zero-dollar visit fee DPCadvantage initiative is a necessary step toward reshaping the healthcare experience for our members,” said Andy Bonner, President and CEO of Healthcare2U. “Our goal is to empower individuals to prioritize their health and seek a path toward healthier lives.”

Already a leader in nationwide Direct Primary Care access to board-certified family care physicians and internists, Healthcare2U aims to eliminate a challenging obstacle members face on their journey to well-being. By introducing the DPCadvantage membership to include a zero-dollar visit fee, Healthcare2U hopes to remove the financial barriers that can often hinder individuals and families from seeking timely medical attention. The goal is to encourage members to establish regular doctor visits with a qualified healthcare provider. At the same time, it allows them to focus on proactive care and preventive measures while fostering long-lasting doctor-patient relationships.

For DPCadvantage members, this means access to virtual care, in-office visits with a physician, or urgent care clinics can be done with a zero-dollar visit fee. To further enhance the member’s experience, Healthcare2U’s proprietary bi-lingual Patient Advocacy Line (PAL) offers concierge service to help navigate members to quality care. Available during normal business hours 7 a.m. to 6 p.m. CST M-F., this service is used to schedule appointments on behalf of its members, ensuring timely access to a medical provider. Access to virtual care is available 24/7.

Committed to providing accessible and affordable healthcare solutions, Healthcare2U’s introduction of DPCadvantage positions them as the only DPC organization in the nation to offer unlimited access to medical professionals in all 50 states at a zero-dollar visit fee.

Healthcare2U’s DPC model has already gained traction as a rapidly expanding organization. This year, Newark and Trenton, New Jersey joined their membership, helping save taxpayers in the Garden State money after state public sector employees were hindered by a nearly 23% increase in healthcare premiums. This new initiative further cements Healthcare2U’s position as an industry leader.

Members can expect comprehensive and personalized medical care without the worry of an office visit fee to seek care. This model allows Healthcare2U’s dedicated network of physicians to focus solely on patients’ needs, without the distraction of administrative hassles confronted with traditional insurance and the related claims process.

In addition to zero-dollar visit fees, Healthcare2U’s DPCadvantage members will continue to enjoy all the same benefits, some of which include, unlimited chronic disease management for 13 of the most prevalent chronic disease states, annual physicals with four labs, and 24/7 access to medical care. This comprehensive approach to healthcare ensures that members receive the attention and care they deserve, while also maintaining a strong emphasis on affordability and convenience.

As Healthcare2U continues to expand its footprint across the nation, its DPCadvantage initiative is set to revolutionize the healthcare industry and set a new standard for accessible patient-centered care.


Tweet this: The nation’s fastest growing #directprimarycare organization eliminates visit fees to access board-certified family care physicians and internists nationwide for members.

Find Healthcare2U on LinkedIn and Twitter: @Healthc2U, and follow Healthcare2U’s blog to keep on top of company developments, news, and informative articles.

About Healthcare2U

Healthcare2U is a membership-based, hybrid direct primary care (DPC) organization that ensures employers of all sizes and structures have nationwide access to affordable, consistent, and quality primary care over 40% below the average cost of traditional DPC practices operating in the market today. Through our proprietary Private Physician Network (PPN)™, Healthcare2U promotes healthy living by detecting, treating, and managing acute and chronic conditions before the onset of serious illness. Healthcare2U is headquartered in Austin, Texas, and is available nationwide. For more information, visit Follow us on Twitter @Healthc2U and LinkedIn at Healthcare2U. 

Healthcare2U Celebrates Remarkable Achievement: Recognition on the 2023 Inc. 5000 List

Healthcare2U Ranks Among the Fastest Growing Privately Held Companies in the Nation. This Marks the Second Time in Three Years Healthcare2U Makes the List

AUSTIN, TX. August 17, 2023Healthcare2U, a leading Direct Primary Care (DPC) nationwide organization, is delighted to announce its remarkable accomplishment of being featured in Inc. Magazine’s admired Inc. 5000 list. This achievement recognizes Healthcare2U as one of the fastest-growing privately held companies in America, a testament to its dedication, innovation, and unwavering commitment to providing exceptional primary medical care solutions. Healthcare2U is the only hybrid DPC organization with services in all 50 states to have made the list.

“We are incredibly honored to be recognized as one of the fastest-growing companies in America by Inc. 5000,” said Andy Bonner, President and CEO at Healthcare2U. “This achievement reflects the dedication of our entire team and our commitment to transforming the healthcare landscape. We look forward to leveraging this recognition to further our mission of providing accessible and high-quality primary care nationwide.”

Founded in 2013, Healthcare2U is driven to make affordable and accessible primary care available to everyone by presenting an alternative approach to traditional insurance.

Healthcare2U’s proprietary database allows for the in-house storage of HIPPA-compliant records. Through this process, they can, with just a few simple questions, view a member’s complete demographic family set, plan information, and medical history. This unique business model enables them to securely store and seamlessly share patient information with any designated physician within their network. Such continuity of care is challenging to achieve within the confines of traditional insurance systems.

The Inc. 5000 list acknowledges the outstanding achievements of privately held companies exhibiting exponential growth over the past year. Healthcare2U’s inclusion in this distinguished roster demonstrates its remarkable success, as it continues to positively impact healthcare.

As Healthcare2U celebrates this significant milestone, it reaffirms its commitment to delivering personalized, affordable, and accessible healthcare services to individuals and families across the nation. By embracing innovation and continually striving for excellence, Healthcare2U is positioned to make a permanent impact on the future of healthcare.

For more information about Healthcare2U and its healthcare solutions, please visit
For the complete results of the Inc. 5000, visit

Tweet this: Healthcare2U is once again recognized by Inc. 5000 as one of the fastest-growing privately held companies in the nation. #HealthcareRevolution #EmployeeBenefits #DPC #directprimarycare #Incmagazine

Find Healthcare2U on LinkedIn and Twitter: @Healthc2U, and follow Healthcare2U’s blog to keep on top of company developments, news, and informative articles.

About Healthcare2U
Healthcare2U is a membership-based, hybrid direct primary care (DPC) organization that ensures employers of all sizes and structures have nationwide access to affordable, consistent, and quality primary care over 40% below the average cost of traditional DPC practices operating in the market today. Through our proprietary Private Physician Network (PPN)™, Healthcare2U promotes healthy living by detecting, treating, and managing acute and chronic conditions before the onset of serious illness. Healthcare2U is headquartered in Austin, Texas, and is available nationwide. For more information, visit Follow us on Twitter @Healthc2U and LinkedIn at Healthcare2U.

Traveling this Summer? Take Your Healthcare with You

Eighty-five percent of Americans are planning vacations this summer. As we all know, you can plan your flights, hotels, etc., but one thing you can’t plan for is a surprise sickness. Let’s cover common health issues when traveling, common barriers to healthcare, and how a Direct Primary Care (DPC) membership can bring peace of mind for your next vacation.

What are some common health problems for travelers?

When we travel, our immune system is weakened. Several factors can play into this: we’re not in our typical habitat (i.e., a change in altitude, weather, allergens), we experience an altered sleep schedule, our diet changes, etc. These factors open the door to many illnesses that can sneak in due to our weakened immunity.

Here are some common health issues people face when traveling:

  • Common Cold: Our immune system is weakened during travel, leading to a higher likelihood of contracting an illness. Colds are among the most common. They’re only present for a few days and are usually mild. However, these symptoms can worsen if the proper measures aren’t taken.
  • Stomach pain: Changing your diet while traveling or eating rich and unfamiliar foods can lead to stomach problems. The most common problem among them is diarrhea. If you’re traveling outside of the US, drinking contaminated food or water can lead to “traveler’s diarrhea.” It typically isn’t severe, but if you experience symptoms like a fever or persistent vomiting, seek out medical help.
  • Environmental allergies: Most people travel to a different climate, so staying outdoors for an extended period can lead to allergies. Most people take allergy medication for this problem, like an antihistamine. However, sometimes further steps are needed, and medical treatment is advised.
Common barriers people face when they need healthcare while traveling

When you’re on vacation, the last thing you want is an illness or medical emergency. One of the most significant issues people face is not understanding how to use their benefits while on vacation. For example: what clinics can you visit and, if necessary, how much will an urgent care visit cost? Another barrier is needing continuity of care. This means you might see a doctor in another city or state, and they need to know your previous medical history. This issue can be complicated, resulting in you spending more time filling out paperwork so the physician can understand your medical history and best assess your current health issue.

Direct Primary Care memberships offer benefits at home and on the road

Healthcare2U’s nationwide Direct Primary Care (DPC) membership combines affordability and convenience to create a healthcare solution especially beneficial while traveling. Healthcare2U’s membership offers unlimited benefits such as virtual care for no out-of-pocket cost and in-office visits to participating physicians across state lines for $10 per visit.

At Healthcare2U, our DPC membership starts with a call to our Patient Advocacy Line (PAL). PAL is staffed by bilingual certified medical professionals who walk you through benefits and point you in the right direction. Since our DPC membership is nationwide, you’ll have access to any physician within our network. If you prefer a virtual option, you can always use telehealth. For any care coordinated by Healthcare2U, those Electronic Health Records (EHR) live in Healthcare2U’s system, so you receive continuity of care no matter where you are.

If you’re interested in learning more about how DPC can give you peace of mind for you and your family while you travel, click here.

CEO Andy Bonner Talks with The Silicon Review About His Vision to Expand Healthcare Access

Healthcare2U is a 2023 silicon review 50 fastest growing companies of the year

Article: CEO Andy Bonner Talks with The Silicon Review About His Vision to Expand Healthcare Access
Publication: The Silicon Review
Featured: Andy Bonner


Healthcare2U Co-Founder, President, and CEO Andy Bonner recently sat down for an interview with The Silicon Review. He shared his vision of revolutionizing healthcare delivery through affordable and accessible primary and urgent care. In this interview, Andy elaborates on his challenges when launching Healthcare2U, how he overcame them, and what sets Healthcare2U apart from other direct primary care companies.

Today, Healthcare2U’s membership program allows unlimited access to board-certified family care physicians or internists nationwide through their Private Physician Network™. Healthcare2U’s plan includes unlimited access to primary and urgent care, bilingual virtual care, an annual physical with four labs, and early-stage chronic disease management for 13 prevalent chronic diseases.

Third-party administrators, carriers, and brokers partner with Healthcare2U. The nationwide DPC membership provides clients an alternative to primary care access via traditional insurance. Healthcare2U is especially attractive to employers who offer high-deductible health plans as it allows for access to day-to-day care and eliminates the need to file a claim against a member’s major medical plan for care provided within the DPC ecosystem.

Andy’s mission to transform primary care access and enhance the overall patient experience is evident in this interview.

Read the full article here: The Silicon Review

Healthcare2U’s National Reach is Quickly Revolutionizing the Healthcare Industry

Andy Bonner headshot next to the logo for CEO CFO Magazine

Article: Healthcare2U Enables Individuals with Modest Incomes to Afford Primary Care Consultations for Early Detection of Major Health Conditions
Publication: CEOCFO Magazine
Featured: Andy Bonner


Recently, our Co-Founder, President, and CEO, Andy Bonner, sat with Lynn Flosse of CEOCFO Magazine to share his vision to redefine the delivery of healthcare by providing affordable and accessible primary care services to individuals across the United States. Andy was inspired to found Healthcare2U in 2013 after an uncoordinated healthcare experience resulted in cancer going undiagnosed. He aimed to develop a nationwide program based on the Direct Primary Care (DPC) model, which makes primary care consultations affordable and accessible for everyone.

Today, Healthcare2U’s membership offers primary care in all 50 states and provides unlimited access to family care physicians or internists through their Private Physician Network™. The plan includes the following:

  • Patient advocacy line for members
  • Unlimited 24/7 bilingual telehealth for $0 out-of-pocket cost
  • Unlimited in-office visits for $10 per visit
  • Unlimited urgent care visits at $25 per visit
  • Annual physical examinations with four basic labs
  • Early-stage chronic disease management for 13 prevalent chronic diseases.

Through benefits brokers, Healthcare2U serves employers as a supplement to existing health plans for their employees. For example, members with high deductible health plans can benefit from Healthcare2U because the membership will serve as a gap solution, providing valuable day-to-day healthcare that is otherwise not covered by their major medical plan.

Get to know Andy and learn about his passion for revolutionizing primary care access and improving the overall patient experience by addressing the flaws in the traditional fee-for-service healthcare model.

Read the full article here: CEOCFO Magazine

The Warning Signs for Skin Cancer and How to Prevent It

The conversation surrounding skin cancer has grown over the past few years, likely gaining momentum from startling statistics and countless warnings from doctors. Melanoma, one of the four main types of skin cancer, had a 27 percent increase in new invasive cases diagnosed annually from 2013 to 2023.

In honor of Skin Cancer Awareness Month, we’ll discuss the different types of skin cancer, their early warning signs, and how to protect yourself against it.

The different types of skin cancer

Skin cancer develops from the abnormal growth of skin cells. One in five people in the US will develop it by the time they’re 70 years old.

There are four main types of skin cancer: basal cell carcinoma, squamous cell carcinoma, Merkel cell carcinoma, and melanoma. Basal and squamous cell carcinoma are the most prevalent typically appearing in the most sun-exposed areas of your body. Basal cell carcinoma appears as a pearly wax or bump, a flesh-colored or brown scar, or bleeding and scabbing. Squamous cell carcinoma seems more of a firm, red nodule or a flat lesion with a crusted and scaly surface. Merkel cell carcinoma is a rare and aggressive type of cancer, appearing as tumors, painful lesions, or nodules on sun-exposed areas.

Melanoma is likely the type of skin cancer most are familiar with. This cancer can appear anywhere on your body and is usually identifiable as a mole that changes in color or size, a large brown spot with dark speckles, or dark lesions on your hands or feet. We’ve heard dermatologists’ pleas, especially with the younger generations, to start wearing sunscreen every day — even on overcast days. Too many ultraviolet (UV) rays damage your skin and increase the appearance of fine lines and wrinkles. Freckles, something that many people credit their genetics for, are caused mainly by UV exposure.

What causes skin cancer?

While many know too much exposure to UV rays is a significant factor in skin damage, many other characteristic risk factors may heighten your chance of developing this type of cancer.

  • Blue or green eyes
  • Lighter skin or skin that is easily burnt
  • Particular hair colors (such as red or blonde)
  • Family history of skin cancer
  • Old age
How to protect against skin cancer

Unfortunately, genetics are unchangeable, but there are ways to avoid too much sun exposure so you have a better chance of staving off cancer. To protect yourself, you can take several precautions that lessen your chances of developing it.

  • Avoid the sun, if possible, from 10 AM to 2 PM when the sun’s rays are strongest.
  • Apply a broad-spectrum sunscreen of at least SPF 30 every two hours outside.
  • Avoid tanning beds.
  • Schedule an exam with your Primary Care Physician (PCP) if you have concerns about your skin.

If you think you have any of the symptoms stated earlier or believe you’re at risk of developing them, consult with your PCP to set up a time to get tested for skin cancer. Early detection of this type of cancer is critical! With Healthcare2U, it’s as easy as picking up the phone and calling your doctor.